Disposition and Assignment

Turn a signed contract into cash by assigning it to a vetted cash buyer, fast and without drama. This is the disposition step right after sop-kod-ghl-sync-handoff: the seller side is done, now the buyer side has to close before the foreclosure clock does. Assignment is the default exit, not a fallback, and the whole job is worked backward from a buyer list that was already warm before the seller ever signed.

• A PSA has just been synced into GHL and needs a buyer lined up
• Before signing any seller, to confirm the deal is actually assignable at a price the buyer network will take
• A deal is inside a tight foreclosure timeline and needs to move faster than a normal wholesale assignment would
• The cash-buyer list needs to be reviewed, trimmed, or grown

• The deal's numbers (as-is value, ARV, repair tier, the offer range) already worked out per sop-kod-offer-valuation
• A current cash-buyer list, however small, with each buyer's proof-of-funds status and last-closed-deal date on file
• Clear, honest photos and video of the property, including the roof, foundation, and sewer condition, taken before any buyer conversation starts
• Awareness of the foreclosure timeline (auction date, redemption window if any) so the assignment window is known before buyer outreach begins

• The deal was pre-shopped to buyer comfort ranges before the seller was signed, not after
• The seller was never quoted a number that originated from a buyer conversation
• The assignment fee cleared the internal floor for its deal tier, or the exception reason is documented
• The buyer package included honest, photo-backed disclosure of roof, foundation, and sewer condition
• Outreach went to the short best-of-the-best list first, not a broad blast
• The winning buyer confirmed a 7 to 10 day cash close before the assignment was locked
• The buyer's outcome (bought, passed, lowballed) was logged against their profile
• At least one new buyer was screened against the three vetting questions since the last assignment

• Problem: A seller was signed and now no buyer on the list will take the deal at a workable number. Fix: This means pre-shopping got skipped or rushed. Go back to the full list immediately, including buyers outside the top 6 to 10, and be straight about the timeline. For next time, do not sign a seller before the comfort-range check is done.
• Problem: The buyer list is down to 2 or 3 people and one of them is slow to answer. Fix: Work the deal to whoever's live and keep sourcing new buyers in parallel per step 9. A thin list is the current reality, it's not a reason to skip pre-shopping, it's the reason pre-shopping matters most right now.
• Problem: A buyer found out about an undisclosed flaw after closing. Fix: This is a disclosure failure, not a negotiation win. Own it with the buyer directly and correct the file. A buyer who catches you hiding a flaw once stops buying blind from you at all.
• Problem: The winning buyer can't actually close in 7 to 10 days once it's time to fund. Fix: Don't wait on them if the foreclosure timeline can't absorb the delay. Go back to the short list for a faster buyer rather than letting the deal ride past the safe window.
• Problem: A buyer keeps lowballing after seeing photos, wasting time on deals they won't actually take. Fix: Log the pattern and stop leading with them on future deals until they either close one at range or get dropped from the short list.